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 Merrimack County Savings Bank
Merrimack County Savings Bank
| RSSD ID 74403 | CERTIFICATE 17960 | ABA NUMBER 211470225 |
| 89 N Main St |
Quarter Ended : |
2025-09-30 |
| Concord, New Hampshire, 3301 |
Updated : |
2025-10-28 |
| www.mcsbnh.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
197 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,348,583 |
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Total Interest Income | 48,582 |
| Total Liabilities | 1,226,848 |
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Total NonInterest Income | 3,146 |
| Total Bank Equity Capital | 121,735 |
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Total Interest Expense | 19,627 |
| Total Deposits | 1,097,262 |
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Total NonInterest Expense | 27,299 |
| Net Loans & Leases | 1,126,274 |
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Net Income | 2,910 |
| Loan Loss Allowance | 12,718 |
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Net Charge Offs | 812 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 144,995 |
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Total loans | 1,147,154 |
| Total assets for the leverage ratio | 1,347,541 |
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Loans secured by real estate: | 802,025 |
| Tier 1 Leverage Ratio | 9.8 |
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Commercial and industrial loans | 119,608 |
| Tier 1 Capital Ratio | 12.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14 |
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Loans to individuals - Other | 216,656 |
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:· Merrimack County Savings Bank
