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 Raritan State Bank
Raritan State Bank
| RSSD ID 749943 | CERTIFICATE 10438 | ABA NUMBER 71115416 |
| 106 E Main St |
Quarter Ended : |
2025-03-31 |
| Raritan, Illinois, 61471 |
Updated : |
2025-04-28 |
| www.raritanstatebank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 249,255 |
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Total Interest Income | 3,139 |
| Total Liabilities | 223,548 |
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Total NonInterest Income | 122 |
| Total Bank Equity Capital | 25,707 |
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Total Interest Expense | 1,297 |
| Total Deposits | 222,229 |
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Total NonInterest Expense | 1,106 |
| Net Loans & Leases | 167,158 |
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Net Income | 646 |
| Loan Loss Allowance | 1,589 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 166,412 |
| Total assets for the leverage ratio | 251,975 |
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Loans secured by real estate: | 91,004 |
| Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 26,903 |
| Off Balance Sheet Exposures (%) | 6.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,413 |
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:· Raritan State Bank
