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 Raritan State Bank
Raritan State Bank
| RSSD ID 749943 | CERTIFICATE 10438 | ABA NUMBER 71115416 |
| 106 E Main St |
Quarter Ended : |
2025-12-31 |
| Raritan, Illinois, 61471 |
Updated : |
2026-01-22 |
| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 249,367 |
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Total Interest Income | 12,932 |
| Total Liabilities | 221,597 |
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Total NonInterest Income | 541 |
| Total Bank Equity Capital | 27,770 |
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Total Interest Expense | 5,048 |
| Total Deposits | 220,052 |
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Total NonInterest Expense | 4,678 |
| Net Loans & Leases | 180,144 |
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Net Income | 2,403 |
| Loan Loss Allowance | 1,900 |
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Net Charge Offs | 297 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 180,062 |
| Total assets for the leverage ratio | 250,135 |
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Loans secured by real estate: | 95,791 |
| Tier 1 Leverage Ratio | 11.46 |
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Commercial and industrial loans | 29,015 |
| Off Balance Sheet Exposures (%) | 8.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,481 |
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:· Raritan State Bank
