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 The Peoples Bank
The Peoples Bank
| RSSD ID 750127 | CERTIFICATE 12885 | ABA NUMBER 52100741 |
| 100 Spring Ave |
Quarter Ended : |
2025-09-30 |
| Chestertown, Maryland, 21620 |
Updated : |
2025-10-22 |
| www.pbkc.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 293,238 |
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Total Interest Income | 9,545 |
| Total Liabilities | 253,607 |
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Total NonInterest Income | 5,333 |
| Total Bank Equity Capital | 39,631 |
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Total Interest Expense | 776 |
| Total Deposits | 252,016 |
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Total NonInterest Expense | 10,636 |
| Net Loans & Leases | 176,307 |
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Net Income | 2,765 |
| Loan Loss Allowance | 2,469 |
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Net Charge Offs | (37) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,056 |
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Total loans | 182,831 |
| Total assets for the leverage ratio | 294,431 |
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Loans secured by real estate: | 169,641 |
| Tier 1 Leverage Ratio | 13.92 |
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Commercial and industrial loans | 9,072 |
| Tier 1 Capital Ratio | 24.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.07 |
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Loans to individuals - Other | 753 |
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:· The Peoples Bank
