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 Frandsen Bank & Trust
Frandsen Bank & Trust
| RSSD ID 751656 | CERTIFICATE 1399 | ABA NUMBER 91901202 |
| 116 Central St W |
Quarter Ended : |
2025-12-31 |
| Lonsdale, Minnesota, 55046 |
Updated : |
2026-01-14 |
| frandsenbank.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
40 |
Number of Employees : |
450 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,704,763 |
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Total Interest Income | 184,900 |
| Total Liabilities | 3,285,745 |
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Total NonInterest Income | 27,326 |
| Total Bank Equity Capital | 419,018 |
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Total Interest Expense | 54,857 |
| Total Deposits | 3,152,434 |
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Total NonInterest Expense | 91,051 |
| Net Loans & Leases | 2,480,623 |
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Net Income | 53,384 |
| Loan Loss Allowance | 31,575 |
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Net Charge Offs | 8,618 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 373,872 |
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Total loans | 2,501,225 |
| Total assets for the leverage ratio | 3,600,926 |
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Loans secured by real estate: | 1,948,014 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 302,478 |
| Tier 1 Capital Ratio | 13.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.49 |
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Loans to individuals - Other | 70,009 |
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:· Frandsen Bank & Trust
