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 Huron State Bank
Huron State Bank
| RSSD ID 753641 | CERTIFICATE 23126 | ABA NUMBER 72413285 |
| 200 E Erie St |
Quarter Ended : |
2025-12-31 |
| Rogers City, Michigan, 49779 |
Updated : |
2026-01-21 |
| www.huronstatebank.com |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 94,637 |
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Total Interest Income | 4,298 |
| Total Liabilities | 83,386 |
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Total NonInterest Income | 190 |
| Total Bank Equity Capital | 11,251 |
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Total Interest Expense | 1,269 |
| Total Deposits | 82,201 |
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Total NonInterest Expense | 2,117 |
| Net Loans & Leases | 60,362 |
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Net Income | 966 |
| Loan Loss Allowance | 791 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 59,752 |
| Total assets for the leverage ratio | 96,422 |
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Loans secured by real estate: | 49,707 |
| Tier 1 Leverage Ratio | 12.24 |
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Commercial and industrial loans | 2,935 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,847 |
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:· Huron State Bank
