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C3bank, National Association
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C3bank, National Association
| RSSD ID 754068 | CERTIFICATE 25249 | ABA NUMBER 122240751 |
| 850 S Coast Highway 101 |
Quarter Ended : |
2026-03-31 |
| Encinitas, California, 92024 |
Updated : |
2026-04-20 |
| www.C3bank.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
61 |
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| Related Company Filings |
Regulator |
C3 BCORP |
FED |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 882,652 |
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Total Interest Income | 11,523 |
| Total Liabilities | 791,157 |
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Total NonInterest Income | 299 |
| Total Bank Equity Capital | 91,495 |
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Total Interest Expense | 3,032 |
| Total Deposits | 770,996 |
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Total NonInterest Expense | 4,553 |
| Net Loans & Leases | 597,179 |
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Net Income | 2,827 |
| Loan Loss Allowance | 8,313 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 98,778 |
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Total loans | 610,987 |
| Total assets for the leverage ratio | 891,763 |
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Loans secured by real estate: | 596,244 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 14,511 |
| Tier 1 Capital Ratio | 15.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.05 |
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Loans to individuals - Other | 1 |
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