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 South Ottumwa Savings Bank
South Ottumwa Savings Bank
| RSSD ID 75446 | CERTIFICATE 9099 | ABA NUMBER 73900690 |
| 320 Church St |
Quarter Ended : |
2025-06-30 |
| Ottumwa, Iowa, 52501 |
Updated : |
2025-07-24 |
| www.sosb-ia.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 526,075 |
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Total Interest Income | 11,473 |
| Total Liabilities | 458,002 |
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Total NonInterest Income | 1,474 |
| Total Bank Equity Capital | 68,073 |
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Total Interest Expense | 3,796 |
| Total Deposits | 440,805 |
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Total NonInterest Expense | 5,496 |
| Net Loans & Leases | 320,719 |
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Net Income | 3,198 |
| Loan Loss Allowance | 3,432 |
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Net Charge Offs | 117 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 69,895 |
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Total loans | 322,549 |
| Total assets for the leverage ratio | 536,339 |
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Loans secured by real estate: | 241,936 |
| Tier 1 Leverage Ratio | 12.39 |
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Commercial and industrial loans | 35,377 |
| Tier 1 Capital Ratio | 17.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.37 |
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Loans to individuals - Other | 8,924 |
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:· South Ottumwa Savings Bank
