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 Vermilion Bank & Trust Company
Vermilion Bank & Trust Company
| RSSD ID 754536 | CERTIFICATE 17841 | ABA NUMBER 65204993 |
| 420 N Cushing Ave |
Quarter Ended : |
2025-12-31 |
| Kaplan, Louisiana, 70548 |
Updated : |
2026-02-11 |
| www.vermilionbank.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 169,728 |
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Total Interest Income | 7,321 |
| Total Liabilities | 152,987 |
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Total NonInterest Income | 980 |
| Total Bank Equity Capital | 16,741 |
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Total Interest Expense | 1,170 |
| Total Deposits | 151,777 |
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Total NonInterest Expense | 3,856 |
| Net Loans & Leases | 66,013 |
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Net Income | 3,140 |
| Loan Loss Allowance | 1,173 |
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Net Charge Offs | 77 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,874 |
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Total loans | 68,730 |
| Total assets for the leverage ratio | 151,020 |
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Loans secured by real estate: | 49,259 |
| Tier 1 Leverage Ratio | 11.83 |
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Commercial and industrial loans | 5,738 |
| Tier 1 Capital Ratio | 22.36 |
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Loans to individuals - Credit Cards | 883 |
| Total Capital Ratio | 23.61 |
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Loans to individuals - Other | 6,380 |
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:· Vermilion Bank & Trust Company
