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 THE VINTON COUNTY NATIONAL BANK
THE VINTON COUNTY NATIONAL BANK
| RSSD ID 754826 | CERTIFICATE 6636 | ABA NUMBER 44210403 |
| 203 West Main Street |
Quarter Ended : |
2025-06-30 |
| Mcarthur, Ohio, 45651 |
Updated : |
2025-07-29 |
| www.vcnbfamily.bank |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
17 |
Number of Employees : |
247 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,500,163 |
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Total Interest Income | 38,467 |
| Total Liabilities | 1,351,472 |
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Total NonInterest Income | 3,895 |
| Total Bank Equity Capital | 148,691 |
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Total Interest Expense | 13,887 |
| Total Deposits | 1,326,148 |
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Total NonInterest Expense | 18,518 |
| Net Loans & Leases | 1,045,268 |
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Net Income | 6,326 |
| Loan Loss Allowance | 10,982 |
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Net Charge Offs | 769 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,045,837 |
| Total assets for the leverage ratio | 1,539,658 |
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Loans secured by real estate: | 744,624 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 53,309 |
| Off Balance Sheet Exposures (%) | 11.13 |
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Loans to individuals - Credit Cards | 7,074 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 221,821 |
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:· THE VINTON COUNTY NATIONAL BANK
