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CerescoBank
CerescoBank
| RSSD ID 75651 | CERTIFICATE 1993 | ABA NUMBER 104909201 |
| 130 Elm St |
Quarter Ended : |
2025-09-30 |
| Ceresco, Nebraska, 68017 |
Updated : |
2025-10-27 |
| WWW.CERESCOBANK.COM |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 76,595 |
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Total Interest Income | 2,632 |
| Total Liabilities | 67,285 |
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Total NonInterest Income | 363 |
| Total Bank Equity Capital | 9,310 |
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Total Interest Expense | 1,113 |
| Total Deposits | 63,049 |
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Total NonInterest Expense | 977 |
| Net Loans & Leases | 40,358 |
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Net Income | 715 |
| Loan Loss Allowance | 736 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 39,529 |
| Total assets for the leverage ratio | 77,581 |
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Loans secured by real estate: | 22,353 |
| Tier 1 Leverage Ratio | 13.51 |
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Commercial and industrial loans | 6,711 |
| Off Balance Sheet Exposures (%) | 0.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,330 |
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