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 MCS Bank
MCS Bank
| RSSD ID 757779 | CERTIFICATE 28186 | ABA NUMBER 231372811 |
| 100 Commerce Dr |
Quarter Ended : |
2025-03-31 |
| Milroy, Pennsylvania, 17063 |
Updated : |
2025-04-30 |
| WWW.MCS.BANK |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 208,632 |
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Total Interest Income | 2,669 |
| Total Liabilities | 184,704 |
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Total NonInterest Income | 633 |
| Total Bank Equity Capital | 23,928 |
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Total Interest Expense | 762 |
| Total Deposits | 182,824 |
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Total NonInterest Expense | 1,924 |
| Net Loans & Leases | 168,478 |
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Net Income | 317 |
| Loan Loss Allowance | 1,925 |
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Net Charge Offs | 140 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 169,797 |
| Total assets for the leverage ratio | 208,851 |
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Loans secured by real estate: | 147,772 |
| Tier 1 Leverage Ratio | 11.43 |
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Commercial and industrial loans | 14,316 |
| Off Balance Sheet Exposures (%) | 8.89 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,709 |
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:· MCS Bank
