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 The Farmers and Merchants Bank
The Farmers and Merchants Bank
| RSSD ID 760210 | CERTIFICATE 10280 | ABA NUMBER 44112187 |
| 430 North St |
Quarter Ended : |
2025-12-31 |
| Caldwell, Ohio, 43724 |
Updated : |
2026-01-23 |
| www.thefarmersmerchants.bank |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 133,594 |
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Total Interest Income | 6,852 |
| Total Liabilities | 114,411 |
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Total NonInterest Income | 268 |
| Total Bank Equity Capital | 19,183 |
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Total Interest Expense | 1,223 |
| Total Deposits | 114,211 |
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Total NonInterest Expense | 3,741 |
| Net Loans & Leases | 79,337 |
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Net Income | 1,468 |
| Loan Loss Allowance | 1,685 |
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Net Charge Offs | 246 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 80,825 |
| Total assets for the leverage ratio | 135,471 |
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Loans secured by real estate: | 67,862 |
| Tier 1 Leverage Ratio | 14.57 |
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Commercial and industrial loans | 5,688 |
| Off Balance Sheet Exposures (%) | 1.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,113 |
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:· The Farmers and Merchants Bank
