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Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
RSSD ID 761833 | CERTIFICATE 25796 | ABA NUMBER 61103218 |
201 Broad St |
Quarter Ended : |
2025-06-30 |
Lagrange, Georgia, 30240 |
Updated : |
2025-08-11 |
www.redapplebank.com |
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Institution Profile |
Year Opened : |
1984 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
33 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 290,601 |
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Total Interest Income | 8,768 |
Total Liabilities | 275,002 |
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Total NonInterest Income | 9,501 |
Total Bank Equity Capital | 15,599 |
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Total Interest Expense | 3,408 |
Total Deposits | 245,624 |
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Total NonInterest Expense | 9,615 |
Net Loans & Leases | 223,165 |
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Net Income | 3,019 |
Loan Loss Allowance | 5,861 |
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Net Charge Offs | 2,982 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 22,431 |
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Total loans | 216,594 |
Total assets for the leverage ratio | 253,539 |
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Loans secured by real estate: | 113,468 |
Tier 1 Leverage Ratio | 7.81 |
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Commercial and industrial loans | 97,728 |
Tier 1 Capital Ratio | 9.59 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 10.86 |
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Loans to individuals - Other | 1,927 |
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