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 Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
| RSSD ID 761833 | CERTIFICATE 25796 | ABA NUMBER 61103218 |
| 201 Broad St |
Quarter Ended : |
2025-12-31 |
| Lagrange, Georgia, 30240 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 288,221 |
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Total Interest Income | 18,100 |
| Total Liabilities | 271,184 |
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Total NonInterest Income | 24,472 |
| Total Bank Equity Capital | 17,037 |
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Total Interest Expense | 7,884 |
| Total Deposits | 268,292 |
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Total NonInterest Expense | 21,654 |
| Net Loans & Leases | 133,086 |
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Net Income | 4,501 |
| Loan Loss Allowance | 4,689 |
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Net Charge Offs | 10,101 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,314 |
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Total loans | 181,537 |
| Total assets for the leverage ratio | 276,704 |
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Loans secured by real estate: | 115,791 |
| Tier 1 Leverage Ratio | 6.7 |
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Commercial and industrial loans | 88,864 |
| Tier 1 Capital Ratio | 8.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 9.68 |
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Loans to individuals - Other | 1,295 |
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:· Community Bank and Trust - West Georgia
