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 Security Federal Bank
Security Federal Bank
| RSSD ID 763677 | CERTIFICATE 31100 | ABA NUMBER 253271822 |
| 238 Richland Ave W |
Quarter Ended : |
2025-12-31 |
| Aiken, South Carolina, 29801 |
Updated : |
2026-01-29 |
| www.securityfederalbank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
247 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,551,930 |
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Total Interest Income | 75,845 |
| Total Liabilities | 1,407,587 |
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Total NonInterest Income | 9,337 |
| Total Bank Equity Capital | 144,343 |
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Total Interest Expense | 30,609 |
| Total Deposits | 1,372,707 |
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Total NonInterest Expense | 40,792 |
| Net Loans & Leases | 673,055 |
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Net Income | 11,072 |
| Loan Loss Allowance | 13,529 |
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Net Charge Offs | 170 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 174,367 |
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Total loans | 690,528 |
| Total assets for the leverage ratio | 1,608,382 |
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Loans secured by real estate: | 593,017 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 30,080 |
| Tier 1 Capital Ratio | 19.3 |
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Loans to individuals - Credit Cards | 3,077 |
| Total Capital Ratio | 20.56 |
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Loans to individuals - Other | 20,505 |
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:· Security Federal Bank
