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 Security Federal Bank
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Security Federal Bank
| RSSD ID 763677 | CERTIFICATE 31100 | ABA NUMBER 253271822 |
| 238 Richland Ave W |
Quarter Ended : |
2026-06-30 |
| Aiken, South Carolina, 29801 |
Updated : |
2026-07-28 |
| www.securityfederalbank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
253 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,539,653 |
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Total Interest Income | 36,507 |
| Total Liabilities | 1,388,344 |
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Total NonInterest Income | 5,495 |
| Total Bank Equity Capital | 151,309 |
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Total Interest Expense | 12,694 |
| Total Deposits | 1,361,491 |
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Total NonInterest Expense | 20,645 |
| Net Loans & Leases | 676,802 |
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Net Income | 6,699 |
| Loan Loss Allowance | 13,685 |
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Net Charge Offs | 194 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 181,131 |
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Total loans | 686,353 |
| Total assets for the leverage ratio | 1,573,552 |
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Loans secured by real estate: | 591,408 |
| Tier 1 Leverage Ratio | 10.83 |
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Commercial and industrial loans | 38,831 |
| Tier 1 Capital Ratio | 19.98 |
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Loans to individuals - Credit Cards | 3,657 |
| Total Capital Ratio | 21.23 |
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Loans to individuals - Other | 18,597 |
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:· Security Federal Bank
