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 Citizens Bank & Trust Co. of Jackson
Citizens Bank & Trust Co. of Jackson
| RSSD ID 765318 | CERTIFICATE 18620 | ABA NUMBER 42108122 |
| 720 Highway 15 S |
Quarter Ended : |
2025-03-31 |
| Jackson, Kentucky, 41339 |
Updated : |
2025-04-30 |
| www.citizensbankjackson.bank |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 210,102 |
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Total Interest Income | 2,986 |
| Total Liabilities | 188,859 |
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Total NonInterest Income | 463 |
| Total Bank Equity Capital | 21,243 |
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Total Interest Expense | 821 |
| Total Deposits | 185,800 |
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Total NonInterest Expense | 1,957 |
| Net Loans & Leases | 155,554 |
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Net Income | 641 |
| Loan Loss Allowance | 2,063 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,108 |
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Total loans | 158,120 |
| Total assets for the leverage ratio | 207,714 |
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Loans secured by real estate: | 121,625 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 23,846 |
| Tier 1 Capital Ratio | 13.48 |
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Loans to individuals - Credit Cards | 861 |
| Total Capital Ratio | 14.74 |
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Loans to individuals - Other | 10,699 |
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:· Citizens Bank & Trust Co. of Jackson
