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 Citizens Bank & Trust Co. of Jackson
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Citizens Bank & Trust Co. of Jackson
| RSSD ID 765318 | CERTIFICATE 18620 | ABA NUMBER 42108122 |
| 720 Highway 15 S |
Quarter Ended : |
2026-06-30 |
| Jackson, Kentucky, 41339 |
Updated : |
2026-07-22 |
| www.citizensbankjackson.bank |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 217,266 |
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Total Interest Income | 6,060 |
| Total Liabilities | 194,374 |
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Total NonInterest Income | 805 |
| Total Bank Equity Capital | 22,892 |
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Total Interest Expense | 1,649 |
| Total Deposits | 190,888 |
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Total NonInterest Expense | 4,056 |
| Net Loans & Leases | 160,551 |
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Net Income | 1,100 |
| Loan Loss Allowance | 2,053 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,711 |
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Total loans | 162,148 |
| Total assets for the leverage ratio | 215,185 |
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Loans secured by real estate: | 120,055 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 25,034 |
| Tier 1 Capital Ratio | 14.35 |
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Loans to individuals - Credit Cards | 1,010 |
| Total Capital Ratio | 15.6 |
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Loans to individuals - Other | 10,208 |
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:· Citizens Bank & Trust Co. of Jackson
