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 Citizens Bank & Trust Co. of Jackson
Citizens Bank & Trust Co. of Jackson
| RSSD ID 765318 | CERTIFICATE 18620 | ABA NUMBER 42108122 |
| 720 Highway 15 S |
Quarter Ended : |
2025-12-31 |
| Jackson, Kentucky, 41339 |
Updated : |
2026-01-30 |
| www.citizensbankjackson.bank |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 213,207 |
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Total Interest Income | 12,327 |
| Total Liabilities | 189,941 |
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Total NonInterest Income | 2,467 |
| Total Bank Equity Capital | 23,266 |
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Total Interest Expense | 3,358 |
| Total Deposits | 189,193 |
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Total NonInterest Expense | 7,596 |
| Net Loans & Leases | 155,155 |
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Net Income | 3,700 |
| Loan Loss Allowance | 2,076 |
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Net Charge Offs | 104 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,903 |
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Total loans | 157,224 |
| Total assets for the leverage ratio | 209,547 |
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Loans secured by real estate: | 122,545 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 23,162 |
| Tier 1 Capital Ratio | 14.78 |
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Loans to individuals - Credit Cards | 912 |
| Total Capital Ratio | 16.03 |
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Loans to individuals - Other | 10,454 |
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:· Citizens Bank & Trust Co. of Jackson
