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 Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
| RSSD ID 765505 | CERTIFICATE 90297 | ABA NUMBER 211372857 |
| 136 Thompson Rd |
Quarter Ended : |
2025-06-30 |
| Webster, Massachusetts, 01570 |
Updated : |
2025-07-28 |
| www.web5.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
146 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,322,182 |
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Total Interest Income | 32,519 |
| Total Liabilities | 1,177,024 |
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Total NonInterest Income | 2,766 |
| Total Bank Equity Capital | 145,158 |
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Total Interest Expense | 12,089 |
| Total Deposits | 1,001,019 |
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Total NonInterest Expense | 17,004 |
| Net Loans & Leases | 1,005,211 |
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Net Income | 4,738 |
| Loan Loss Allowance | 9,420 |
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Net Charge Offs | (420) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,011,703 |
| Total assets for the leverage ratio | 1,327,479 |
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Loans secured by real estate: | 934,445 |
| Tier 1 Leverage Ratio | 11.55 |
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Commercial and industrial loans | 58,072 |
| Off Balance Sheet Exposures (%) | 8.96 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,325 |
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:· Webster Five Cents Savings Bank
