|
 |
|
|
 Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
| RSSD ID 765505 | CERTIFICATE 90297 | ABA NUMBER 211372857 |
| 136 Thompson Rd |
Quarter Ended : |
2025-09-30 |
| Webster, Massachusetts, 1570 |
Updated : |
2025-10-29 |
| www.web5.com |
|
| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
141 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,329,695 |
|
Total Interest Income | 49,558 |
| Total Liabilities | 1,180,282 |
|
Total NonInterest Income | 4,572 |
| Total Bank Equity Capital | 149,413 |
|
Total Interest Expense | 17,955 |
| Total Deposits | 1,017,669 |
|
Total NonInterest Expense | 25,688 |
| Net Loans & Leases | 994,849 |
|
Net Income | 7,523 |
| Loan Loss Allowance | 10,004 |
|
Net Charge Offs | (415) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,005,171 |
| Total assets for the leverage ratio | 1,317,634 |
|
Loans secured by real estate: | 928,964 |
| Tier 1 Leverage Ratio | 11.84 |
|
Commercial and industrial loans | 58,186 |
| Off Balance Sheet Exposures (%) | 10.12 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,285 |
|
|
|
|
:· Webster Five Cents Savings Bank
