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 Muenster State Bank
Muenster State Bank
| RSSD ID 765662 | CERTIFICATE 15523 | ABA NUMBER 111920684 |
| 201 North Main Street |
Quarter Ended : |
2025-12-31 |
| Muenster, Texas, 76252 |
Updated : |
2026-01-16 |
| www.muensterstate.bank |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 222,278 |
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Total Interest Income | 9,644 |
| Total Liabilities | 196,804 |
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Total NonInterest Income | 720 |
| Total Bank Equity Capital | 25,474 |
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Total Interest Expense | 2,443 |
| Total Deposits | 187,638 |
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Total NonInterest Expense | 3,553 |
| Net Loans & Leases | 79,399 |
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Net Income | 4,268 |
| Loan Loss Allowance | 751 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 77,337 |
| Total assets for the leverage ratio | 227,519 |
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Loans secured by real estate: | 61,131 |
| Tier 1 Leverage Ratio | 13.8 |
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Commercial and industrial loans | 5,108 |
| Off Balance Sheet Exposures (%) | 3.56 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,182 |
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:· Muenster State Bank
