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 The First National Bank in Cooper
The First National Bank in Cooper
| RSSD ID 767152 | CERTIFICATE 3149 | ABA NUMBER 111905324 |
| 11 W Side Sq |
Quarter Ended : |
2025-12-31 |
| Cooper, Texas, 75432 |
Updated : |
2026-01-20 |
| www.fnbcooper.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
8 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 55,363 |
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Total Interest Income | 2,267 |
| Total Liabilities | 48,073 |
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Total NonInterest Income | 232 |
| Total Bank Equity Capital | 7,290 |
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Total Interest Expense | 669 |
| Total Deposits | 47,917 |
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Total NonInterest Expense | 1,245 |
| Net Loans & Leases | 31,664 |
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Net Income | 476 |
| Loan Loss Allowance | 244 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 32,062 |
| Total assets for the leverage ratio | 55,077 |
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Loans secured by real estate: | 27,840 |
| Tier 1 Leverage Ratio | 13.61 |
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Commercial and industrial loans | 969 |
| Off Balance Sheet Exposures (%) | 0.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,075 |
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:· The First National Bank in Cooper
