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 Bank of Richmondville
Bank of Richmondville
| RSSD ID 767611 | CERTIFICATE 12956 | ABA NUMBER 21308396 |
| 857 E Main St |
Quarter Ended : |
2025-12-31 |
| Cobleskill, New York, 12043 |
Updated : |
2026-02-13 |
| www.bankrich.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,561 |
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Total Interest Income | 7,477 |
| Total Liabilities | 161,832 |
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Total NonInterest Income | 868 |
| Total Bank Equity Capital | 18,729 |
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Total Interest Expense | 1,656 |
| Total Deposits | 161,083 |
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Total NonInterest Expense | 5,237 |
| Net Loans & Leases | 83,767 |
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Net Income | 1,325 |
| Loan Loss Allowance | 1,294 |
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Net Charge Offs | 143 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,636 |
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Total loans | 84,993 |
| Total assets for the leverage ratio | 184,845 |
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Loans secured by real estate: | 73,879 |
| Tier 1 Leverage Ratio | 11.71 |
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Commercial and industrial loans | 3,192 |
| Tier 1 Capital Ratio | 27.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.48 |
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Loans to individuals - Other | 7,921 |
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:· Bank of Richmondville
