|
 |
|
|
 South Georgia Banking Company
South Georgia Banking Company
| RSSD ID 767732 | CERTIFICATE 20198 | ABA NUMBER 61211870 |
| 5515 Alabama Ave |
Quarter Ended : |
2025-12-31 |
| Omega, Georgia, 31775 |
Updated : |
2026-02-06 |
| www.sgbconline.com |
|
| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
8 |
Number of Employees : |
120 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 606,016 |
|
Total Interest Income | 29,262 |
| Total Liabilities | 531,030 |
|
Total NonInterest Income | 4,457 |
| Total Bank Equity Capital | 74,986 |
|
Total Interest Expense | 3,189 |
| Total Deposits | 528,837 |
|
Total NonInterest Expense | 20,655 |
| Net Loans & Leases | 365,975 |
|
Net Income | 6,497 |
| Loan Loss Allowance | 4,441 |
|
Net Charge Offs | 1,975 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 79,020 |
|
Total loans | 368,616 |
| Total assets for the leverage ratio | 566,466 |
|
Loans secured by real estate: | 301,898 |
| Tier 1 Leverage Ratio | 13.13 |
|
Commercial and industrial loans | 20,168 |
| Tier 1 Capital Ratio | 17.04 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.11 |
|
Loans to individuals - Other | 19,685 |
|
|
|
|
:· South Georgia Banking Company
