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 South Georgia Banking Company
South Georgia Banking Company
| RSSD ID 767732 | CERTIFICATE 20198 | ABA NUMBER 61211870 |
| 5515 Alabama Ave |
Quarter Ended : |
2025-09-30 |
| Omega, Georgia, 31775 |
Updated : |
2025-10-28 |
| www.sgbconline.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
8 |
Number of Employees : |
120 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 553,568 |
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Total Interest Income | 21,776 |
| Total Liabilities | 478,007 |
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Total NonInterest Income | 3,327 |
| Total Bank Equity Capital | 75,561 |
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Total Interest Expense | 2,299 |
| Total Deposits | 474,284 |
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Total NonInterest Expense | 15,286 |
| Net Loans & Leases | 352,504 |
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Net Income | 5,786 |
| Loan Loss Allowance | 4,856 |
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Net Charge Offs | 160 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 80,324 |
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Total loans | 353,020 |
| Total assets for the leverage ratio | 542,247 |
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Loans secured by real estate: | 275,813 |
| Tier 1 Leverage Ratio | 13.88 |
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Commercial and industrial loans | 18,808 |
| Tier 1 Capital Ratio | 18.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.41 |
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Loans to individuals - Other | 21,386 |
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:· South Georgia Banking Company
