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 Exchange State Bank
Exchange State Bank
| RSSD ID 769334 | CERTIFICATE 12402 | ABA NUMBER 71108083 |
| 126 N Broad St |
Quarter Ended : |
2025-12-31 |
| Lanark, Illinois, 61046 |
Updated : |
2026-01-28 |
| www.lanarkbank.com |
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| Institution Profile |
| Year Opened : |
1878 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 109,076 |
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Total Interest Income | 5,435 |
| Total Liabilities | 98,440 |
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Total NonInterest Income | 547 |
| Total Bank Equity Capital | 10,636 |
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Total Interest Expense | 2,174 |
| Total Deposits | 93,930 |
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Total NonInterest Expense | 2,384 |
| Net Loans & Leases | 61,866 |
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Net Income | 1,166 |
| Loan Loss Allowance | 656 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 61,124 |
| Total assets for the leverage ratio | 112,995 |
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Loans secured by real estate: | 30,652 |
| Tier 1 Leverage Ratio | 11.5 |
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Commercial and industrial loans | 20,980 |
| Off Balance Sheet Exposures (%) | 14.6 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,724 |
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:· Exchange State Bank
