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Exchange State Bank
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Exchange State Bank
| RSSD ID 769334 | CERTIFICATE 12402 | ABA NUMBER 71108083 |
| 126 N Broad St |
Quarter Ended : |
2026-06-30 |
| Lanark, Illinois, 61046 |
Updated : |
2026-07-20 |
| www.lanarkbank.com |
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| Institution Profile |
| Year Opened : |
1878 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 112,740 |
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Total Interest Income | 2,682 |
| Total Liabilities | 102,227 |
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Total NonInterest Income | 291 |
| Total Bank Equity Capital | 10,513 |
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Total Interest Expense | 969 |
| Total Deposits | 98,625 |
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Total NonInterest Expense | 1,121 |
| Net Loans & Leases | 61,322 |
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Net Income | 855 |
| Loan Loss Allowance | 656 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 62,295 |
| Total assets for the leverage ratio | 113,733 |
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Loans secured by real estate: | 31,367 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 19,440 |
| Off Balance Sheet Exposures (%) | 15.89 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,813 |
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