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 Citizens State Bank of Milford
Citizens State Bank of Milford
| RSSD ID 771047 | CERTIFICATE 931 | ABA NUMBER 71107699 |
| 36 E Jones St |
Quarter Ended : |
2025-12-31 |
| Milford, Illinois, 60953 |
Updated : |
2026-01-23 |
| www.thefarmbank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 57,509 |
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Total Interest Income | 2,461 |
| Total Liabilities | 52,953 |
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Total NonInterest Income | 169 |
| Total Bank Equity Capital | 4,556 |
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Total Interest Expense | 321 |
| Total Deposits | 52,667 |
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Total NonInterest Expense | 2,036 |
| Net Loans & Leases | 24,206 |
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Net Income | 273 |
| Loan Loss Allowance | 120 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 5,323 |
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Total loans | 21,720 |
| Total assets for the leverage ratio | 56,130 |
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Loans secured by real estate: | 9,605 |
| Tier 1 Leverage Ratio | 9.23 |
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Commercial and industrial loans | 2,817 |
| Tier 1 Capital Ratio | 12.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.12 |
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Loans to individuals - Other | 694 |
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:· Citizens State Bank of Milford
