|
 |
|
|
 BayCoast Bank
BayCoast Bank
| RSSD ID 771609 | CERTIFICATE 90196 | ABA NUMBER 211372239 |
| 330 Swansea Mall Dr |
Quarter Ended : |
2025-09-30 |
| Swansea, Massachusetts, 2777 |
Updated : |
2025-10-28 |
| www.baycoast.bank |
|
| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
528 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,864,372 |
|
Total Interest Income | 107,068 |
| Total Liabilities | 2,610,111 |
|
Total NonInterest Income | 40,842 |
| Total Bank Equity Capital | 254,261 |
|
Total Interest Expense | 46,115 |
| Total Deposits | 2,459,360 |
|
Total NonInterest Expense | 86,112 |
| Net Loans & Leases | 2,245,362 |
|
Net Income | 8,721 |
| Loan Loss Allowance | 28,416 |
|
Net Charge Offs | 708 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 260,695 |
|
Total loans | 2,306,778 |
| Total assets for the leverage ratio | 2,883,581 |
|
Loans secured by real estate: | 1,992,312 |
| Tier 1 Leverage Ratio | 8.09 |
|
Commercial and industrial loans | 158,593 |
| Tier 1 Capital Ratio | 10.66 |
|
Loans to individuals - Credit Cards | 1,824 |
| Total Capital Ratio | 11.91 |
|
Loans to individuals - Other | 116,613 |
|
|
|
|
:· BayCoast Bank
