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 BayCoast Bank
BayCoast Bank
| RSSD ID 771609 | CERTIFICATE 90196 | ABA NUMBER 211372239 |
| 330 Swansea Mall Dr |
Quarter Ended : |
2025-06-30 |
| Swansea, Massachusetts, 02777 |
Updated : |
2025-07-28 |
| www.baycoast.bank |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
541 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,971,760 |
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Total Interest Income | 70,828 |
| Total Liabilities | 2,717,038 |
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Total NonInterest Income | 27,230 |
| Total Bank Equity Capital | 254,722 |
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Total Interest Expense | 31,201 |
| Total Deposits | 2,452,977 |
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Total NonInterest Expense | 56,610 |
| Net Loans & Leases | 2,320,136 |
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Net Income | 5,497 |
| Loan Loss Allowance | 27,680 |
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Net Charge Offs | 193 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 262,829 |
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Total loans | 2,357,348 |
| Total assets for the leverage ratio | 2,905,431 |
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Loans secured by real estate: | 2,044,067 |
| Tier 1 Leverage Ratio | 8.08 |
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Commercial and industrial loans | 153,846 |
| Tier 1 Capital Ratio | 10.49 |
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Loans to individuals - Credit Cards | 1,716 |
| Total Capital Ratio | 11.74 |
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Loans to individuals - Other | 119,675 |
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:· BayCoast Bank
