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 BayCoast Bank
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BayCoast Bank
| RSSD ID 771609 | CERTIFICATE 90196 | ABA NUMBER 211372239 |
| 330 Swansea Mall Dr |
Quarter Ended : |
2026-06-30 |
| Swansea, Massachusetts, 2777 |
Updated : |
2026-07-29 |
| www.baycoast.bank |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
566 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,863,572 |
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Total Interest Income | 69,575 |
| Total Liabilities | 2,605,778 |
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Total NonInterest Income | 27,259 |
| Total Bank Equity Capital | 257,794 |
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Total Interest Expense | 24,732 |
| Total Deposits | 2,464,346 |
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Total NonInterest Expense | 61,136 |
| Net Loans & Leases | 2,213,079 |
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Net Income | 7,293 |
| Loan Loss Allowance | 27,355 |
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Net Charge Offs | 1,323 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 262,119 |
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Total loans | 2,268,922 |
| Total assets for the leverage ratio | 2,832,289 |
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Loans secured by real estate: | 1,938,015 |
| Tier 1 Leverage Ratio | 8.29 |
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Commercial and industrial loans | 179,367 |
| Tier 1 Capital Ratio | 10.77 |
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Loans to individuals - Credit Cards | 2,060 |
| Total Capital Ratio | 12.02 |
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Loans to individuals - Other | 111,029 |
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:· BayCoast Bank
