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 Farmers State Bank
Farmers State Bank
| RSSD ID 773032 | CERTIFICATE 879 | ABA NUMBER 61108161 |
| 115 N Washington St |
Quarter Ended : |
2025-09-30 |
| Lincolnton, Georgia, 30817 |
Updated : |
2025-10-23 |
| FARMERSSTATEONLINE.COM |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,778 |
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Total Interest Income | 8,191 |
| Total Liabilities | 156,223 |
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Total NonInterest Income | 885 |
| Total Bank Equity Capital | 24,555 |
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Total Interest Expense | 902 |
| Total Deposits | 155,046 |
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Total NonInterest Expense | 4,163 |
| Net Loans & Leases | 83,189 |
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Net Income | 3,966 |
| Loan Loss Allowance | 1,520 |
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Net Charge Offs | 76 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,578 |
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Total loans | 84,638 |
| Total assets for the leverage ratio | 184,085 |
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Loans secured by real estate: | 69,765 |
| Tier 1 Leverage Ratio | 16.01 |
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Commercial and industrial loans | 5,312 |
| Tier 1 Capital Ratio | 33.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 34.85 |
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Loans to individuals - Other | 9,398 |
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:· Farmers State Bank
