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 Farmers State Bank
Farmers State Bank
| RSSD ID 773032 | CERTIFICATE 879 | ABA NUMBER 61108161 |
| 115 N Washington St |
Quarter Ended : |
2025-12-31 |
| Lincolnton, Georgia, 30817 |
Updated : |
2026-01-22 |
| FARMERSSTATEONLINE.COM |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 183,793 |
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Total Interest Income | 10,974 |
| Total Liabilities | 159,458 |
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Total NonInterest Income | 1,209 |
| Total Bank Equity Capital | 24,335 |
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Total Interest Expense | 1,193 |
| Total Deposits | 159,050 |
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Total NonInterest Expense | 5,590 |
| Net Loans & Leases | 84,834 |
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Net Income | 5,340 |
| Loan Loss Allowance | 1,504 |
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Net Charge Offs | 108 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,021 |
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Total loans | 86,899 |
| Total assets for the leverage ratio | 186,995 |
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Loans secured by real estate: | 71,686 |
| Tier 1 Leverage Ratio | 15.45 |
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Commercial and industrial loans | 5,781 |
| Tier 1 Capital Ratio | 31.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 33.12 |
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Loans to individuals - Other | 9,243 |
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:· Farmers State Bank
