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 Mid-Central National Bank
Mid-Central National Bank
| RSSD ID 773171 | CERTIFICATE 30943 | ABA NUMBER 291270649 |
| 520 Jefferson St S |
Quarter Ended : |
2025-12-31 |
| Wadena, Minnesota, 56482 |
Updated : |
2026-02-04 |
| www.midcentralbank.com |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 115,892 |
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Total Interest Income | 6,489 |
| Total Liabilities | 94,955 |
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Total NonInterest Income | 716 |
| Total Bank Equity Capital | 20,937 |
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Total Interest Expense | 982 |
| Total Deposits | 93,969 |
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Total NonInterest Expense | 4,776 |
| Net Loans & Leases | 89,026 |
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Net Income | 905 |
| Loan Loss Allowance | 678 |
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Net Charge Offs | 81 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,150 |
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Total loans | 89,640 |
| Total assets for the leverage ratio | 112,341 |
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Loans secured by real estate: | 66,243 |
| Tier 1 Leverage Ratio | 14.66 |
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Commercial and industrial loans | 4,080 |
| Tier 1 Capital Ratio | 23.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.88 |
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Loans to individuals - Other | 16,559 |
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:· Mid-Central National Bank
