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 Midland States Bank
Midland States Bank
| RSSD ID 773247 | CERTIFICATE 1040 | ABA NUMBER 81204540 |
| 1201 Network Centre Dr |
Quarter Ended : |
2025-12-31 |
| Effingham, Illinois, 62401 |
Updated : |
2026-01-30 |
| www.midlandsb.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
60 |
Number of Employees : |
843 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,502,519 |
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Total Interest Income | 387,867 |
| Total Liabilities | 5,892,272 |
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Total NonInterest Income | 87,461 |
| Total Bank Equity Capital | 610,247 |
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Total Interest Expense | 142,707 |
| Total Deposits | 5,429,071 |
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Total NonInterest Expense | 378,157 |
| Net Loans & Leases | 4,282,785 |
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Net Income | (114,457) |
| Loan Loss Allowance | 69,219 |
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Net Charge Offs | 102,534 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 718,702 |
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Total loans | 4,471,926 |
| Total assets for the leverage ratio | 6,795,155 |
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Loans secured by real estate: | 2,985,529 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 944,896 |
| Tier 1 Capital Ratio | 13.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.3 |
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Loans to individuals - Other | 71,267 |
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:· Midland States Bank
