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 Northern State Bank of Virginia
Northern State Bank of Virginia
| RSSD ID 774253 | CERTIFICATE 19589 | ABA NUMBER 91214915 |
| 600 Chestnut St |
Quarter Ended : |
2025-12-31 |
| Virginia, Minnesota, 55792 |
Updated : |
2026-01-27 |
| www.nsbov.com |
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| Institution Profile |
| Year Opened : |
1966 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 101,267 |
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Total Interest Income | 5,417 |
| Total Liabilities | 91,195 |
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Total NonInterest Income | 186 |
| Total Bank Equity Capital | 10,072 |
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Total Interest Expense | 1,558 |
| Total Deposits | 90,845 |
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Total NonInterest Expense | 2,736 |
| Net Loans & Leases | 71,706 |
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Net Income | 1,244 |
| Loan Loss Allowance | 608 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,596 |
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Total loans | 71,944 |
| Total assets for the leverage ratio | 102,435 |
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Loans secured by real estate: | 58,466 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 12,339 |
| Tier 1 Capital Ratio | 15.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.02 |
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Loans to individuals - Other | 1,136 |
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:· Northern State Bank of Virginia
