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North Shore Trust and Savings
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North Shore Trust and Savings
| RSSD ID 775773 | CERTIFICATE 27683 | ABA NUMBER 271973762 |
| 700 S Lewis Ave |
Quarter Ended : |
2026-03-31 |
| Waukegan, Illinois, 60085 |
Updated : |
2026-04-24 |
| www.northshoretrust.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 270,413 |
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Total Interest Income | 2,584 |
| Total Liabilities | 209,545 |
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Total NonInterest Income | 653 |
| Total Bank Equity Capital | 60,868 |
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Total Interest Expense | 758 |
| Total Deposits | 202,892 |
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Total NonInterest Expense | 2,283 |
| Net Loans & Leases | 127,647 |
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Net Income | 222 |
| Loan Loss Allowance | 1,095 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 132,908 |
| Total assets for the leverage ratio | 268,086 |
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Loans secured by real estate: | 132,242 |
| Tier 1 Leverage Ratio | 24.93 |
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Commercial and industrial loans | 549 |
| Off Balance Sheet Exposures (%) | 1.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 283 |
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