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 North Shore Trust and Savings
North Shore Trust and Savings
| RSSD ID 775773 | CERTIFICATE 27683 | ABA NUMBER 271973762 |
| 700 S Lewis Ave |
Quarter Ended : |
2025-12-31 |
| Waukegan, Illinois, 60085 |
Updated : |
2026-01-26 |
| www.northshoretrust.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 266,760 |
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Total Interest Income | 11,035 |
| Total Liabilities | 206,154 |
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Total NonInterest Income | 2,208 |
| Total Bank Equity Capital | 60,606 |
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Total Interest Expense | 3,657 |
| Total Deposits | 199,576 |
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Total NonInterest Expense | 8,969 |
| Net Loans & Leases | 128,635 |
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Net Income | 809 |
| Loan Loss Allowance | 1,128 |
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Net Charge Offs | (99) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 139,472 |
| Total assets for the leverage ratio | 272,919 |
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Loans secured by real estate: | 136,965 |
| Tier 1 Leverage Ratio | 24.32 |
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Commercial and industrial loans | 472 |
| Off Balance Sheet Exposures (%) | 2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 273 |
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:· North Shore Trust and Savings
