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 Heritage Bank Minnesota
Heritage Bank Minnesota
| RSSD ID 777254 | CERTIFICATE 8865 | ABA NUMBER 91915133 |
| 181 Main St |
Quarter Ended : |
2025-12-31 |
| West Concord, Minnesota, 55985 |
Updated : |
2026-01-28 |
| heritagebankmn.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 117,519 |
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Total Interest Income | 6,089 |
| Total Liabilities | 110,248 |
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Total NonInterest Income | 263 |
| Total Bank Equity Capital | 7,271 |
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Total Interest Expense | 2,255 |
| Total Deposits | 104,861 |
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Total NonInterest Expense | 3,219 |
| Net Loans & Leases | 95,983 |
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Net Income | 734 |
| Loan Loss Allowance | 911 |
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Net Charge Offs | (28) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 9,529 |
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Total loans | 93,134 |
| Total assets for the leverage ratio | 117,733 |
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Loans secured by real estate: | 71,650 |
| Tier 1 Leverage Ratio | 7.32 |
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Commercial and industrial loans | 9,641 |
| Tier 1 Capital Ratio | 9.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.82 |
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Loans to individuals - Other | 7,758 |
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:· Heritage Bank Minnesota
