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 Heritage Bank Minnesota
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Heritage Bank Minnesota
| RSSD ID 777254 | CERTIFICATE 8865 | ABA NUMBER 91915133 |
| 181 Main St |
Quarter Ended : |
2026-06-30 |
| West Concord, Minnesota, 55985 |
Updated : |
2026-07-30 |
| heritagebankmn.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 120,859 |
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Total Interest Income | 3,381 |
| Total Liabilities | 113,080 |
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Total NonInterest Income | 133 |
| Total Bank Equity Capital | 7,779 |
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Total Interest Expense | 1,234 |
| Total Deposits | 109,779 |
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Total NonInterest Expense | 1,697 |
| Net Loans & Leases | 97,806 |
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Net Income | 511 |
| Loan Loss Allowance | 977 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,086 |
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Total loans | 96,278 |
| Total assets for the leverage ratio | 125,215 |
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Loans secured by real estate: | 74,443 |
| Tier 1 Leverage Ratio | 7.27 |
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Commercial and industrial loans | 11,165 |
| Tier 1 Capital Ratio | 9.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.04 |
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Loans to individuals - Other | 6,880 |
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:· Heritage Bank Minnesota
