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 Flora Bank & Trust
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Flora Bank & Trust
| RSSD ID 777441 | CERTIFICATE 22598 | ABA NUMBER 81224724 |
| 1478 N Worthey St |
Quarter Ended : |
2026-06-30 |
| Flora, Illinois, 62839 |
Updated : |
2026-07-10 |
| www.fbandtbank.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 125,990 |
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Total Interest Income | 2,781 |
| Total Liabilities | 117,931 |
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Total NonInterest Income | 359 |
| Total Bank Equity Capital | 8,059 |
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Total Interest Expense | 1,112 |
| Total Deposits | 117,223 |
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Total NonInterest Expense | 1,269 |
| Net Loans & Leases | 62,106 |
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Net Income | 569 |
| Loan Loss Allowance | 232 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,572 |
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Total loans | 62,738 |
| Total assets for the leverage ratio | 126,693 |
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Loans secured by real estate: | 33,189 |
| Tier 1 Leverage Ratio | 8.94 |
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Commercial and industrial loans | 12,179 |
| Tier 1 Capital Ratio | 15.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.58 |
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Loans to individuals - Other | 14,763 |
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:· Flora Bank & Trust
