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 First Bank & Trust
First Bank & Trust
| RSSD ID 77851 | CERTIFICATE 3973 | ABA NUMBER 91408446 |
| 520 6th St |
Quarter Ended : |
2025-03-31 |
| Brookings, South Dakota, 57006 |
Updated : |
2025-04-25 |
| www.bankeasy.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
703 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,786,044 |
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Total Interest Income | 60,674 |
| Total Liabilities | 4,282,574 |
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Total NonInterest Income | 10,364 |
| Total Bank Equity Capital | 503,470 |
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Total Interest Expense | 26,457 |
| Total Deposits | 4,083,689 |
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Total NonInterest Expense | 30,519 |
| Net Loans & Leases | 3,392,720 |
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Net Income | 10,755 |
| Loan Loss Allowance | 43,448 |
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Net Charge Offs | 95 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 3,534,505 |
| Total assets for the leverage ratio | 4,679,860 |
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Loans secured by real estate: | 2,403,039 |
| Tier 1 Leverage Ratio | 9.98 |
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Commercial and industrial loans | 709,321 |
| Off Balance Sheet Exposures (%) | 1.52 |
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Loans to individuals - Credit Cards | 70,244 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,966 |
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:· First Bank & Trust
