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 First Bank & Trust
First Bank & Trust
| RSSD ID 77851 | CERTIFICATE 3973 | ABA NUMBER 91408446 |
| 520 6th St |
Quarter Ended : |
2025-12-31 |
| Brookings, South Dakota, 57006 |
Updated : |
2026-01-27 |
| www.bankeasy.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
704 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,697,206 |
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Total Interest Income | 252,191 |
| Total Liabilities | 4,168,495 |
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Total NonInterest Income | 43,623 |
| Total Bank Equity Capital | 528,711 |
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Total Interest Expense | 104,537 |
| Total Deposits | 4,087,092 |
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Total NonInterest Expense | 124,601 |
| Net Loans & Leases | 3,365,879 |
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Net Income | 48,108 |
| Loan Loss Allowance | 43,175 |
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Net Charge Offs | 2,343 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 3,468,162 |
| Total assets for the leverage ratio | 4,750,371 |
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Loans secured by real estate: | 2,323,867 |
| Tier 1 Leverage Ratio | 10.21 |
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Commercial and industrial loans | 707,226 |
| Off Balance Sheet Exposures (%) | 2.2 |
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Loans to individuals - Credit Cards | 78,581 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 31,068 |
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:· First Bank & Trust
