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 First Bank & Trust
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First Bank & Trust
| RSSD ID 77851 | CERTIFICATE 3973 | ABA NUMBER 91408446 |
| 520 6th St |
Quarter Ended : |
2026-06-30 |
| Brookings, South Dakota, 57006 |
Updated : |
2026-07-27 |
| www.bankeasy.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
716 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,784,894 |
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Total Interest Income | 128,363 |
| Total Liabilities | 4,245,510 |
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Total NonInterest Income | 19,531 |
| Total Bank Equity Capital | 539,384 |
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Total Interest Expense | 44,969 |
| Total Deposits | 4,168,214 |
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Total NonInterest Expense | 61,902 |
| Net Loans & Leases | 3,441,023 |
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Net Income | 31,316 |
| Loan Loss Allowance | 44,712 |
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Net Charge Offs | 363 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 3,496,699 |
| Total assets for the leverage ratio | 4,806,341 |
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Loans secured by real estate: | 2,257,335 |
| Tier 1 Leverage Ratio | 10.37 |
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Commercial and industrial loans | 800,516 |
| Off Balance Sheet Exposures (%) | 2.1 |
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Loans to individuals - Credit Cards | 75,930 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 27,864 |
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:· First Bank & Trust
