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 Citizens Bank
Citizens Bank
| RSSD ID 778738 | CERTIFICATE 14851 | ABA NUMBER 64207946 |
| 300 Broad St |
Quarter Ended : |
2025-03-31 |
| Elizabethton, Tennessee, 37643 |
Updated : |
2025-04-30 |
| www.citizensbank24.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
234 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,307,155 |
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Total Interest Income | 19,648 |
| Total Liabilities | 1,134,216 |
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Total NonInterest Income | 4,937 |
| Total Bank Equity Capital | 171,314 |
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Total Interest Expense | 7,496 |
| Total Deposits | 1,108,814 |
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Total NonInterest Expense | 10,897 |
| Net Loans & Leases | 1,002,202 |
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Net Income | 5,141 |
| Loan Loss Allowance | 10,270 |
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Net Charge Offs | 197 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 179,808 |
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Total loans | 998,002 |
| Total assets for the leverage ratio | 1,271,310 |
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Loans secured by real estate: | 903,784 |
| Tier 1 Leverage Ratio | 13.33 |
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Commercial and industrial loans | 74,579 |
| Tier 1 Capital Ratio | 15.44 |
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Loans to individuals - Credit Cards | 880 |
| Total Capital Ratio | 16.38 |
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Loans to individuals - Other | 18,760 |
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:· Citizens Bank
