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Citizens Bank
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Citizens Bank
| RSSD ID 778738 | CERTIFICATE 14851 | ABA NUMBER 64207946 |
| 300 Broad St |
Quarter Ended : |
2026-03-31 |
| Elizabethton, Tennessee, 37643 |
Updated : |
2026-04-29 |
| www.citizensbank24.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
236 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,401,762 |
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Total Interest Income | 21,555 |
| Total Liabilities | 1,224,106 |
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Total NonInterest Income | 5,268 |
| Total Bank Equity Capital | 175,441 |
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Total Interest Expense | 7,257 |
| Total Deposits | 1,159,471 |
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Total NonInterest Expense | 11,320 |
| Net Loans & Leases | 1,099,128 |
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Net Income | 6,280 |
| Loan Loss Allowance | 10,250 |
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Net Charge Offs | 869 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 183,942 |
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Total loans | 1,073,187 |
| Total assets for the leverage ratio | 1,364,194 |
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Loans secured by real estate: | 977,406 |
| Tier 1 Leverage Ratio | 12.73 |
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Commercial and industrial loans | 77,437 |
| Tier 1 Capital Ratio | 14.37 |
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Loans to individuals - Credit Cards | 915 |
| Total Capital Ratio | 15.22 |
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Loans to individuals - Other | 17,429 |
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