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 Central Penn Bank & Trust
Central Penn Bank & Trust
| RSSD ID 779016 | CERTIFICATE 10685 | ABA NUMBER 31309686 |
| 250 E Chestnut St |
Quarter Ended : |
2025-12-31 |
| Mifflinburg, Pennsylvania, 17844 |
Updated : |
2026-01-30 |
| www.centralpennbank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
174 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,251,697 |
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Total Interest Income | 46,791 |
| Total Liabilities | 1,133,240 |
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Total NonInterest Income | 4,194 |
| Total Bank Equity Capital | 118,457 |
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Total Interest Expense | 14,966 |
| Total Deposits | 1,111,534 |
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Total NonInterest Expense | 25,511 |
| Net Loans & Leases | 908,267 |
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Net Income | 4,537 |
| Loan Loss Allowance | 9,904 |
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Net Charge Offs | 52 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 908,592 |
| Total assets for the leverage ratio | 1,239,324 |
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Loans secured by real estate: | 743,995 |
| Tier 1 Leverage Ratio | 8.56 |
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Commercial and industrial loans | 136,433 |
| Off Balance Sheet Exposures (%) | 10.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,574 |
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:· Central Penn Bank & Trust
