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 Merchants Bank, National Association
Merchants Bank, National Association
| RSSD ID 779351 | CERTIFICATE 8866 | ABA NUMBER 91900193 |
| 100 E 3rd St |
Quarter Ended : |
2025-12-31 |
| Winona, Minnesota, 55987 |
Updated : |
2026-01-16 |
| www.merchantsbank.com |
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| Institution Profile |
| Year Opened : |
1875 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
383 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,898,711 |
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Total Interest Income | 137,464 |
| Total Liabilities | 2,563,094 |
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Total NonInterest Income | 33,246 |
| Total Bank Equity Capital | 335,617 |
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Total Interest Expense | 49,729 |
| Total Deposits | 2,522,900 |
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Total NonInterest Expense | 78,426 |
| Net Loans & Leases | 2,011,316 |
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Net Income | 34,690 |
| Loan Loss Allowance | 25,996 |
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Net Charge Offs | 1,320 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 342,648 |
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Total loans | 2,040,499 |
| Total assets for the leverage ratio | 2,794,819 |
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Loans secured by real estate: | 1,524,853 |
| Tier 1 Leverage Ratio | 11.28 |
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Commercial and industrial loans | 437,158 |
| Tier 1 Capital Ratio | 12.9 |
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Loans to individuals - Credit Cards | 20,787 |
| Total Capital Ratio | 14.02 |
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Loans to individuals - Other | 19,943 |
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:· Merchants Bank, National Association
