|
 |
|
|
 Bandera Bank
Bandera Bank
| RSSD ID 78157 | CERTIFICATE 26653 | ABA NUMBER 114918305 |
| 207 Main Street |
Quarter Ended : |
2025-12-31 |
| Bandera, Texas, 78003 |
Updated : |
2026-01-28 |
| www.banderabank.com |
|
| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
17 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 89,097 |
|
Total Interest Income | 5,013 |
| Total Liabilities | 78,736 |
|
Total NonInterest Income | 374 |
| Total Bank Equity Capital | 10,361 |
|
Total Interest Expense | 668 |
| Total Deposits | 78,501 |
|
Total NonInterest Expense | 2,494 |
| Net Loans & Leases | 48,846 |
|
Net Income | 2,201 |
| Loan Loss Allowance | 469 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 49,443 |
| Total assets for the leverage ratio | 92,038 |
|
Loans secured by real estate: | 42,635 |
| Tier 1 Leverage Ratio | 12.05 |
|
Commercial and industrial loans | 3,344 |
| Off Balance Sheet Exposures (%) | 2.8 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,457 |
|
|
|
|
:· Bandera Bank
