|
 |
|
|
 First Naturalstate Bank
First Naturalstate Bank
| RSSD ID 78241 | CERTIFICATE 21379 | ABA NUMBER 82901376 |
| 500 N 2nd St |
Quarter Ended : |
2025-06-30 |
| Mcgehee, Arkansas, 71654 |
Updated : |
2025-07-14 |
| www.fnsbank.com |
|
| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
20 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,944 |
|
Total Interest Income | 2,798 |
| Total Liabilities | 86,373 |
|
Total NonInterest Income | 74 |
| Total Bank Equity Capital | 14,571 |
|
Total Interest Expense | 968 |
| Total Deposits | 86,114 |
|
Total NonInterest Expense | 1,320 |
| Net Loans & Leases | 75,531 |
|
Net Income | 459 |
| Loan Loss Allowance | 1,317 |
|
Net Charge Offs | 72 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 16,347 |
|
Total loans | 62,650 |
| Total assets for the leverage ratio | 87,108 |
|
Loans secured by real estate: | 51,353 |
| Tier 1 Leverage Ratio | 17.89 |
|
Commercial and industrial loans | 11,125 |
| Tier 1 Capital Ratio | 25.62 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.89 |
|
Loans to individuals - Other | 5,406 |
|
|
|
|
:· First Naturalstate Bank
