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 First Naturalstate Bank
First Naturalstate Bank
| RSSD ID 78241 | CERTIFICATE 21379 | ABA NUMBER 82901376 |
| 500 N 2nd St |
Quarter Ended : |
2025-12-31 |
| Mcgehee, Arkansas, 71654 |
Updated : |
2026-01-28 |
| www.fnsbank.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 102,241 |
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Total Interest Income | 5,811 |
| Total Liabilities | 87,151 |
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Total NonInterest Income | 142 |
| Total Bank Equity Capital | 15,090 |
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Total Interest Expense | 1,942 |
| Total Deposits | 83,794 |
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Total NonInterest Expense | 2,737 |
| Net Loans & Leases | 80,544 |
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Net Income | 912 |
| Loan Loss Allowance | 1,383 |
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Net Charge Offs | 55 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,520 |
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Total loans | 74,141 |
| Total assets for the leverage ratio | 102,054 |
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Loans secured by real estate: | 58,659 |
| Tier 1 Leverage Ratio | 15.45 |
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Commercial and industrial loans | 11,229 |
| Tier 1 Capital Ratio | 26.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.65 |
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Loans to individuals - Other | 5,513 |
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:· First Naturalstate Bank
