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 North Valley Bank
North Valley Bank
| RSSD ID 783910 | CERTIFICATE 2284 | ABA NUMBER 44109297 |
| 2775 Maysville Pike |
Quarter Ended : |
2025-12-31 |
| Zanesville, Ohio, 43701 |
Updated : |
2026-01-29 |
| www.nvboh.bank |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 409,295 |
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Total Interest Income | 22,806 |
| Total Liabilities | 364,096 |
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Total NonInterest Income | 2,970 |
| Total Bank Equity Capital | 45,199 |
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Total Interest Expense | 6,697 |
| Total Deposits | 358,189 |
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Total NonInterest Expense | 14,365 |
| Net Loans & Leases | 315,408 |
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Net Income | 3,717 |
| Loan Loss Allowance | 2,549 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 317,670 |
| Total assets for the leverage ratio | 414,015 |
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Loans secured by real estate: | 288,231 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 15,480 |
| Off Balance Sheet Exposures (%) | 5.93 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,595 |
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:· North Valley Bank
