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 LCNB National Bank
LCNB National Bank
| RSSD ID 785923 | CERTIFICATE 6623 | ABA NUMBER 42205708 |
| 2 N Broadway St |
Quarter Ended : |
2025-12-31 |
| Lebanon, Ohio, 45036 |
Updated : |
2026-01-30 |
| www.lcnb.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
330 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,236,740 |
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Total Interest Income | 102,583 |
| Total Liabilities | 1,958,383 |
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Total NonInterest Income | 22,859 |
| Total Bank Equity Capital | 278,357 |
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Total Interest Expense | 31,869 |
| Total Deposits | 1,842,258 |
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Total NonInterest Expense | 61,351 |
| Net Loans & Leases | 1,691,827 |
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Net Income | 24,607 |
| Loan Loss Allowance | 13,704 |
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Net Charge Offs | 274 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 204,618 |
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Total loans | 1,675,358 |
| Total assets for the leverage ratio | 2,137,673 |
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Loans secured by real estate: | 1,551,782 |
| Tier 1 Leverage Ratio | 8.94 |
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Commercial and industrial loans | 91,750 |
| Tier 1 Capital Ratio | 11.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.81 |
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Loans to individuals - Other | 17,462 |
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:· LCNB National Bank
