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 LCNB National Bank
LCNB National Bank
| RSSD ID 785923 | CERTIFICATE 6623 | ABA NUMBER 42205708 |
| 2 N Broadway St |
Quarter Ended : |
2025-09-30 |
| Lebanon, Ohio, 45036 |
Updated : |
2025-10-27 |
| www.lcnb.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
330 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,239,401 |
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Total Interest Income | 77,445 |
| Total Liabilities | 1,965,166 |
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Total NonInterest Income | 16,964 |
| Total Bank Equity Capital | 274,235 |
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Total Interest Expense | 25,131 |
| Total Deposits | 1,850,195 |
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Total NonInterest Expense | 46,195 |
| Net Loans & Leases | 1,666,858 |
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Net Income | 18,453 |
| Loan Loss Allowance | 12,170 |
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Net Charge Offs | 288 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 199,255 |
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Total loans | 1,706,238 |
| Total assets for the leverage ratio | 2,195,559 |
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Loans secured by real estate: | 1,575,969 |
| Tier 1 Leverage Ratio | 8.53 |
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Commercial and industrial loans | 96,127 |
| Tier 1 Capital Ratio | 10.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.65 |
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Loans to individuals - Other | 17,948 |
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:· LCNB National Bank
