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 Traditional Bank, Inc.
Traditional Bank, Inc.
| RSSD ID 786210 | CERTIFICATE 2711 | ABA NUMBER 42101514 |
| 49 W Main St |
Quarter Ended : |
2025-12-31 |
| Mount Sterling, Kentucky, 40353 |
Updated : |
2026-01-30 |
| www.traditionalbank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
279 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,461,947 |
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Total Interest Income | 118,229 |
| Total Liabilities | 2,255,567 |
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Total NonInterest Income | 12,254 |
| Total Bank Equity Capital | 206,380 |
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Total Interest Expense | 51,246 |
| Total Deposits | 2,198,382 |
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Total NonInterest Expense | 47,595 |
| Net Loans & Leases | 1,594,056 |
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Net Income | 19,107 |
| Loan Loss Allowance | 16,929 |
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Net Charge Offs | 464 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 271,985 |
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Total loans | 1,608,195 |
| Total assets for the leverage ratio | 2,506,098 |
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Loans secured by real estate: | 1,510,882 |
| Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 80,162 |
| Tier 1 Capital Ratio | 13.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.8 |
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Loans to individuals - Other | 7,000 |
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:· Traditional Bank, Inc.
