|
 |
|
|
 Traditional Bank, Inc.
Traditional Bank, Inc.
| RSSD ID 786210 | CERTIFICATE 2711 | ABA NUMBER 42101514 |
| 49 W Main St |
Quarter Ended : |
2025-09-30 |
| Mount Sterling, Kentucky, 40353 |
Updated : |
2025-10-30 |
| www.traditionalbank.com |
|
| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
276 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,391,060 |
|
Total Interest Income | 87,102 |
| Total Liabilities | 2,190,152 |
|
Total NonInterest Income | 9,545 |
| Total Bank Equity Capital | 200,908 |
|
Total Interest Expense | 38,721 |
| Total Deposits | 2,130,421 |
|
Total NonInterest Expense | 34,359 |
| Net Loans & Leases | 1,577,318 |
|
Net Income | 14,285 |
| Loan Loss Allowance | 16,688 |
|
Net Charge Offs | 357 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 269,043 |
|
Total loans | 1,568,193 |
| Total assets for the leverage ratio | 2,446,100 |
|
Loans secured by real estate: | 1,463,683 |
| Tier 1 Leverage Ratio | 10.2 |
|
Commercial and industrial loans | 88,981 |
| Tier 1 Capital Ratio | 13.84 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.92 |
|
Loans to individuals - Other | 5,597 |
|
|
|
|
:· Traditional Bank, Inc.
