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 Jefferson Security Bank
Jefferson Security Bank
| RSSD ID 786733 | CERTIFICATE 9997 | ABA NUMBER 57001971 |
| 105 E Washington St |
Quarter Ended : |
2025-03-31 |
| Shepherdstown, West Virginia, 25443 |
Updated : |
2025-04-30 |
| https://www.jsb.bank |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 544,372 |
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Total Interest Income | 6,199 |
| Total Liabilities | 513,266 |
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Total NonInterest Income | 555 |
| Total Bank Equity Capital | 31,106 |
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Total Interest Expense | 2,674 |
| Total Deposits | 503,182 |
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Total NonInterest Expense | 3,074 |
| Net Loans & Leases | 383,243 |
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Net Income | 757 |
| Loan Loss Allowance | 4,079 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,891 |
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Total loans | 384,163 |
| Total assets for the leverage ratio | 546,930 |
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Loans secured by real estate: | 371,981 |
| Tier 1 Leverage Ratio | 7.79 |
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Commercial and industrial loans | 5,919 |
| Tier 1 Capital Ratio | 12.31 |
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Loans to individuals - Credit Cards | 451 |
| Total Capital Ratio | 13.54 |
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Loans to individuals - Other | 4,869 |
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:· Jefferson Security Bank
