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 Jefferson Security Bank
Jefferson Security Bank
| RSSD ID 786733 | CERTIFICATE 9997 | ABA NUMBER 57001971 |
| 105 E Washington St |
Quarter Ended : |
2025-09-30 |
| Shepherdstown, West Virginia, 25443 |
Updated : |
2025-10-30 |
| https://www.jsb.bank |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 554,663 |
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Total Interest Income | 19,270 |
| Total Liabilities | 520,394 |
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Total NonInterest Income | 1,763 |
| Total Bank Equity Capital | 34,269 |
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Total Interest Expense | 7,925 |
| Total Deposits | 513,522 |
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Total NonInterest Expense | 9,153 |
| Net Loans & Leases | 394,362 |
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Net Income | 2,959 |
| Loan Loss Allowance | 4,266 |
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Net Charge Offs | 72 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,942 |
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Total loans | 394,143 |
| Total assets for the leverage ratio | 554,477 |
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Loans secured by real estate: | 381,719 |
| Tier 1 Leverage Ratio | 8.02 |
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Commercial and industrial loans | 6,271 |
| Tier 1 Capital Ratio | 12.45 |
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Loans to individuals - Credit Cards | 452 |
| Total Capital Ratio | 13.7 |
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Loans to individuals - Other | 4,872 |
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:· Jefferson Security Bank
