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Exchange State Bank
Exchange State Bank
| RSSD ID 787141 | CERTIFICATE 18838 | ABA NUMBER 73906801 |
| 322 Audubon St |
Quarter Ended : |
2024-09-30 |
| Adair, Iowa, 50002 |
Updated : |
2024-10-21 |
| www.esbanks.com |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 33,465 |
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Total Interest Income | 1,055 |
| Total Liabilities | 27,746 |
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Total NonInterest Income | 89 |
| Total Bank Equity Capital | 5,719 |
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Total Interest Expense | 411 |
| Total Deposits | 27,140 |
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Total NonInterest Expense | 716 |
| Net Loans & Leases | 15,384 |
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Net Income | 25 |
| Loan Loss Allowance | 166 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 5,123 |
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Total loans | 14,960 |
| Total assets for the leverage ratio | 32,783 |
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Loans secured by real estate: | 8,975 |
| Tier 1 Leverage Ratio | 15.12 |
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Commercial and industrial loans | 1,032 |
| Tier 1 Capital Ratio | 29.03 |
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Loans to individuals - Credit Cards | 113 |
| Total Capital Ratio | 30 |
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Loans to individuals - Other | 581 |
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