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 First Iowa State Bank
First Iowa State Bank
| RSSD ID 787842 | CERTIFICATE 14930 | ABA NUMBER 73901903 |
| 19 Benton Ave E |
Quarter Ended : |
2025-03-31 |
| Albia, Iowa, 52531 |
Updated : |
2025-04-21 |
| www.1stiowa.bank |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 385,810 |
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Total Interest Income | 5,301 |
| Total Liabilities | 356,970 |
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Total NonInterest Income | 375 |
| Total Bank Equity Capital | 28,840 |
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Total Interest Expense | 1,416 |
| Total Deposits | 342,822 |
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Total NonInterest Expense | 2,090 |
| Net Loans & Leases | 259,236 |
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Net Income | 2,029 |
| Loan Loss Allowance | 4,138 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 254,756 |
| Total assets for the leverage ratio | 374,918 |
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Loans secured by real estate: | 170,451 |
| Tier 1 Leverage Ratio | 9.99 |
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Commercial and industrial loans | 30,150 |
| Off Balance Sheet Exposures (%) | 7.6 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,521 |
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:· First Iowa State Bank
