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 First Iowa State Bank
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First Iowa State Bank
| RSSD ID 787842 | CERTIFICATE 14930 | ABA NUMBER 73901903 |
| 19 Benton Ave E |
Quarter Ended : |
2026-06-30 |
| Albia, Iowa, 52531 |
Updated : |
2026-07-20 |
| www.1stiowa.bank |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 396,119 |
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Total Interest Income | 11,302 |
| Total Liabilities | 361,739 |
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Total NonInterest Income | 649 |
| Total Bank Equity Capital | 34,380 |
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Total Interest Expense | 2,485 |
| Total Deposits | 358,964 |
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Total NonInterest Expense | 4,414 |
| Net Loans & Leases | 287,978 |
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Net Income | 4,002 |
| Loan Loss Allowance | 5,124 |
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Net Charge Offs | 1,055 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 288,396 |
| Total assets for the leverage ratio | 395,518 |
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Loans secured by real estate: | 200,629 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 31,683 |
| Off Balance Sheet Exposures (%) | 9.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,711 |
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:· First Iowa State Bank
