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HomeTown Bank
HomeTown Bank
| RSSD ID 788773 | CERTIFICATE 31028 | ABA NUMBER 291270461 |
| 1600 Monroe Drive |
Quarter Ended : |
2025-12-31 |
| Carver, Minnesota, 55315 |
Updated : |
2026-01-21 |
| www.myht.bank |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 663,179 |
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Total Interest Income | 30,352 |
| Total Liabilities | 612,553 |
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Total NonInterest Income | 3,184 |
| Total Bank Equity Capital | 50,626 |
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Total Interest Expense | 8,221 |
| Total Deposits | 585,880 |
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Total NonInterest Expense | 17,992 |
| Net Loans & Leases | 444,976 |
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Net Income | 5,060 |
| Loan Loss Allowance | 6,166 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 59,717 |
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Total loans | 441,007 |
| Total assets for the leverage ratio | 658,143 |
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Loans secured by real estate: | 305,676 |
| Tier 1 Leverage Ratio | 8.18 |
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Commercial and industrial loans | 89,376 |
| Tier 1 Capital Ratio | 11.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.74 |
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Loans to individuals - Other | 11,019 |
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