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 Washington Savings Bank
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Washington Savings Bank
| RSSD ID 790271 | CERTIFICATE 29227 | ABA NUMBER 281271014 |
| 200 S Banker St |
Quarter Ended : |
2026-03-31 |
| Effingham, Illinois, 62401 |
Updated : |
2026-04-21 |
| www.washingtonsavings.net |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 605,021 |
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Total Interest Income | 6,488 |
| Total Liabilities | 538,095 |
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Total NonInterest Income | 831 |
| Total Bank Equity Capital | 66,926 |
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Total Interest Expense | 2,768 |
| Total Deposits | 519,947 |
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Total NonInterest Expense | 3,072 |
| Net Loans & Leases | 350,538 |
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Net Income | 1,063 |
| Loan Loss Allowance | 3,531 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 75,724 |
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Total loans | 359,886 |
| Total assets for the leverage ratio | 608,204 |
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Loans secured by real estate: | 277,613 |
| Tier 1 Leverage Ratio | 11.86 |
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Commercial and industrial loans | 49,907 |
| Tier 1 Capital Ratio | 18.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.9 |
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Loans to individuals - Other | 5,213 |
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:· Washington Savings Bank
