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Washington Savings Bank
Washington Savings Bank
RSSD ID 790271 | CERTIFICATE 29227 | ABA NUMBER 281271014 |
200 S Banker St |
Quarter Ended : |
2025-06-30 |
Effingham, Illinois, 62401 |
Updated : |
2025-07-21 |
www.washingtonsavings.net |
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Institution Profile |
Year Opened : |
1883 |
Institution Type : |
Stock and Mutual Savings bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
74 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 585,491 |
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Total Interest Income | 11,663 |
Total Liabilities | 524,125 |
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Total NonInterest Income | 1,505 |
Total Bank Equity Capital | 61,366 |
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Total Interest Expense | 5,558 |
Total Deposits | 505,499 |
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Total NonInterest Expense | 6,660 |
Net Loans & Leases | 326,709 |
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Net Income | 181 |
Loan Loss Allowance | 3,518 |
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Net Charge Offs | (1) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 73,021 |
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Total loans | 338,126 |
Total assets for the leverage ratio | 597,808 |
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Loans secured by real estate: | 275,966 |
Tier 1 Leverage Ratio | 11.62 |
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Commercial and industrial loans | 32,540 |
Tier 1 Capital Ratio | 19.28 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 20.27 |
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Loans to individuals - Other | 5,748 |
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