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 West Point Bank
West Point Bank
| RSSD ID 79042 | CERTIFICATE 12166 | ABA NUMBER 83906668 |
| 600 W Lincoln Trail Blvd |
Quarter Ended : |
2025-12-31 |
| Radcliff, Kentucky, 40160 |
Updated : |
2026-01-30 |
| www.westpointbank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 552,821 |
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Total Interest Income | 31,921 |
| Total Liabilities | 514,092 |
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Total NonInterest Income | 1,199 |
| Total Bank Equity Capital | 38,729 |
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Total Interest Expense | 17,052 |
| Total Deposits | 470,947 |
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Total NonInterest Expense | 9,373 |
| Net Loans & Leases | 435,822 |
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Net Income | 5,054 |
| Loan Loss Allowance | 2,188 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,399 |
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Total loans | 438,652 |
| Total assets for the leverage ratio | 556,973 |
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Loans secured by real estate: | 411,572 |
| Tier 1 Leverage Ratio | 8.28 |
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Commercial and industrial loans | 21,807 |
| Tier 1 Capital Ratio | 11.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.81 |
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Loans to individuals - Other | 4,437 |
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:· West Point Bank
