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 Farmers & Merchants State Bank
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Farmers & Merchants State Bank
| RSSD ID 79145 | CERTIFICATE 13242 | ABA NUMBER 75907099 |
| 210 W Madison St |
Quarter Ended : |
2026-06-30 |
| Waterloo, Wisconsin, 53594 |
Updated : |
2026-07-24 |
| www.FandMStBk.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 245,590 |
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Total Interest Income | 6,377 |
| Total Liabilities | 218,892 |
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Total NonInterest Income | 663 |
| Total Bank Equity Capital | 26,698 |
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Total Interest Expense | 2,317 |
| Total Deposits | 183,037 |
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Total NonInterest Expense | 3,306 |
| Net Loans & Leases | 211,840 |
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Net Income | 1,120 |
| Loan Loss Allowance | 2,384 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 212,224 |
| Total assets for the leverage ratio | 245,759 |
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Loans secured by real estate: | 209,882 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 892 |
| Off Balance Sheet Exposures (%) | 3.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 718 |
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:· Farmers & Merchants State Bank
