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 State Bank of Downs
State Bank of Downs
| RSSD ID 792453 | CERTIFICATE 9659 | ABA NUMBER 101103149 |
| 900 Morgan Ave |
Quarter Ended : |
2025-12-31 |
| Downs, Kansas, 67437 |
Updated : |
2026-01-29 |
| www.statebankofdowns.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 140,343 |
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Total Interest Income | 7,872 |
| Total Liabilities | 121,069 |
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Total NonInterest Income | 80 |
| Total Bank Equity Capital | 19,274 |
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Total Interest Expense | 2,724 |
| Total Deposits | 119,640 |
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Total NonInterest Expense | 2,894 |
| Net Loans & Leases | 84,439 |
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Net Income | 2,250 |
| Loan Loss Allowance | 1,056 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 88,434 |
| Total assets for the leverage ratio | 146,335 |
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Loans secured by real estate: | 66,994 |
| Tier 1 Leverage Ratio | 13.13 |
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Commercial and industrial loans | 13,960 |
| Off Balance Sheet Exposures (%) | 5.68 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,240 |
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:· State Bank of Downs
