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 The First National Bank at St. James
The First National Bank at St. James
| RSSD ID 794653 | CERTIFICATE 14853 | ABA NUMBER 91914273 |
| 202 1st Ave S |
Quarter Ended : |
2025-12-31 |
| Saint James, Minnesota, 56081 |
Updated : |
2026-01-07 |
| www.fnbstjames.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 36,807 |
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Total Interest Income | 2,129 |
| Total Liabilities | 33,716 |
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Total NonInterest Income | 234 |
| Total Bank Equity Capital | 3,091 |
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Total Interest Expense | 456 |
| Total Deposits | 33,641 |
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Total NonInterest Expense | 1,653 |
| Net Loans & Leases | 24,496 |
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Net Income | 172 |
| Loan Loss Allowance | 366 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 3,406 |
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Total loans | 25,179 |
| Total assets for the leverage ratio | 36,403 |
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Loans secured by real estate: | 17,666 |
| Tier 1 Leverage Ratio | 8.58 |
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Commercial and industrial loans | 950 |
| Tier 1 Capital Ratio | 13.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.15 |
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Loans to individuals - Other | 2,210 |
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:· The First National Bank at St. James
