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 First State Bank
First State Bank
| RSSD ID 795249 | CERTIFICATE 8522 | ABA NUMBER 73920874 |
| 183 Main Ave N |
Quarter Ended : |
2025-12-31 |
| Britt, Iowa, 50423 |
Updated : |
2026-01-23 |
| fsb-britt.com |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 130,797 |
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Total Interest Income | 5,526 |
| Total Liabilities | 110,589 |
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Total NonInterest Income | 261 |
| Total Bank Equity Capital | 20,208 |
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Total Interest Expense | 2,025 |
| Total Deposits | 107,299 |
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Total NonInterest Expense | 1,417 |
| Net Loans & Leases | 60,563 |
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Net Income | 1,295 |
| Loan Loss Allowance | 707 |
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Net Charge Offs | 831 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 59,730 |
| Total assets for the leverage ratio | 127,839 |
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Loans secured by real estate: | 40,610 |
| Tier 1 Leverage Ratio | 16.73 |
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Commercial and industrial loans | 6,131 |
| Off Balance Sheet Exposures (%) | 12.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,223 |
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:· First State Bank
