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 Citizens State Bank
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Citizens State Bank
| RSSD ID 795548 | CERTIFICATE 9047 | ABA NUMBER 73921190 |
| 117 W 1st St |
Quarter Ended : |
2026-06-30 |
| Monticello, Iowa, 52310 |
Updated : |
2026-07-22 |
| www.mycsb.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
8 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 594,400 |
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Total Interest Income | 14,313 |
| Total Liabilities | 554,819 |
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Total NonInterest Income | 2,126 |
| Total Bank Equity Capital | 39,581 |
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Total Interest Expense | 6,216 |
| Total Deposits | 537,758 |
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Total NonInterest Expense | 6,567 |
| Net Loans & Leases | 324,209 |
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Net Income | 3,467 |
| Loan Loss Allowance | 3,887 |
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Net Charge Offs | 39 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 327,876 |
| Total assets for the leverage ratio | 601,783 |
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Loans secured by real estate: | 201,593 |
| Tier 1 Leverage Ratio | 11.48 |
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Commercial and industrial loans | 36,901 |
| Off Balance Sheet Exposures (%) | 4.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0.86 |
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Loans to individuals - Other | 4,633 |
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:· Citizens State Bank
